Assembly Consumer Affairs

The Assembly Consumer Affairs Committee is charged with protecting consumer rights in New Jersey, particularly issues such as safeguarding against identity theft, restricting telemarketing, and protecting cell phone and calling card consumers against fraud.
Democratic Research Aide:  Gary R. Williams   
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McKeon, Diegnan & Moriarty Bills to Reform Consumer Arbitration Process Clear Assembly Panel

Asm. John McKeon Legislation Assembly Democrats John F. McKeon, Patrick Diegnan and Paul Moriarty sponsored to make the consumer arbitration process more accessible and more transparent was advanced by an Assembly committee on Thursday.

The first bill (A-1515), sponsored by McKeon, would prohibit terms and conditions in a consumer contract from requiring any dispute that arises to be resolved outside of the state of New Jersey. Holding litigation or arbitration outside of New Jersey can make dispute resolution costly and burdensome for consumers, McKeon noted.

"Oftentimes these contracts are offered on a take-it-or-leave-it basis, putting a consumer who needs a product or service at a major disadvantage," said McKeon (D-Essex/Morris). "Forcing someone to travel to another state to resolve a dispute makes the process inaccessible, in effect, and ultimately increases the likelihood that a consumer who's been wronged will forgo the pursuit of restitution altogether."

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Moriarty, Coughlin & Mukherji Bill to Require Two Days’ Notice Prior to Remote Disabling of Automobiles Clears Assembly Panel

Asm. Paul Moriarty Legislation Assemblymen Paul Moriarty, Craig Coughlin and Raj Mukherji sponsored to regulate the use of payment assurance devices by automobile dealers and lenders was released Thursday by an Assembly panel.

The bill (A-756) would require automobile dealers and lenders to provide a consumer with at least 48 hours' notice before remotely disabling a motor vehicle via a payment assurance device.

"These devices are akin to having a predatory debt collector riding in the car with the borrower, ready to strike at the slightest mistake," said Moriarty (D-Gloucester/Camden). "It's incredibly unsafe. We need this bill to protect consumers."

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Thursday Assembly Committee Agendas

Assembly committees will meet Thursday to consider legislation the following bils…

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